What is the True Cost of the Elimination Period?
Examples Based on a $7,250.00 Daily Benefit
Age 180 Days 90 Days 60 Days 30 Days 0 Days
Amounts Below Show What You Have to Pay Before Benefits Start
52
$1,305,000
$652,500
$435,000
$217,500
$0
53
$1,370,250
$685,125
$456,750
$228,375
$0
54
$1,438,763
$719,381
$479,588
$239,794
$0
55
$1,510,701
$755,350
$503,567
$251,783
$0
56
$1,586,236
$793,118
$528,745
$264,373
$0
57
$1,665,547
$832,774
$555,182
$277,591
$0
58
$1,748,825
$874,412
$582,942
$291,471
$0
59
$1,836,266
$918,133
$612,089
$306,044
$0
60
$1,928,079
$964,040
$642,693
$321,347
$0
61
$2,024,483
$1,012,242
$674,828
$337,414
$0
62
$2,125,707
$1,062,854
$708,569
$354,285
$0
63
$2,231,993
$1,115,996
$743,998
$371,999
$0
64
$2,343,593
$1,171,796
$781,198
$390,599
$0
65
$2,460,772
$1,230,386
$820,257
$410,129
$0
66
$2,583,811
$1,291,905
$861,270
$430,635
$0
67
$2,713,001
$1,356,501
$904,334
$452,167
$0
68
$2,848,651
$1,424,326
$949,550
$474,775
$0
69
$2,991,084
$1,495,542
$997,028
$498,514
$0
70
$3,140,638
$1,570,319
$1,046,879
$523,440
$0
71
$3,297,670
$1,648,835
$1,099,223
$549,612
$0
72
$3,462,554
$1,731,277
$1,154,185
$577,092
$0
73
$3,635,681
$1,817,841
$1,211,894
$605,947
$0
74
$3,817,465
$1,908,733
$1,272,488
$636,244
$0
75
$4,008,339
$2,004,169
$1,336,113
$668,056
$0
76
$4,208,755
$2,104,378
$1,402,918
$701,459
$0
77
$4,419,193
$2,209,597
$1,473,064
$736,532
$0
78
$4,640,153
$2,320,076
$1,546,718
$773,359
$0
79
$4,872,161
$2,436,080
$1,624,054
$812,027
$0
80
$5,115,769
$2,557,884
$1,705,256
$852,628
$0
81
$5,371,557
$2,685,778
$1,790,519
$895,259
$0