How Long Will It Take On Claim To Recoup Premiums Paid

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Hypothetical Annual Premium of $66,3391
Age Premiums Paid Daily Benefit
5% Compound
Number of Days on Full Claim
to Recoup Premiums Paid2
52
$66,339
$7,250
9
53
$132,678
$7,612
17
54
$199,017
$7,993
25
55
$265,356
$8,393
32
56
$331,695
$8,813
38
57
$398,034
$9,254
43
58
$464,373
$9,717
48
59
$530,712
$10,203
52
60
$597,051
$10,713
56
61
$663,390
$11,249
59
62
$729,729
$11,811
62
63
$796,068
$12,402
64
64
$862,407
$13,022
66
65
$928,746
$13,673
68
66
$995,085
$14,357
69
67
$1,061,424
$15,075
70
68
$1,127,763
$15,829
71
69
$1,194,102
$16,620
72
70
$1,260,441
$17,451
72
71
$1,326,780
$18,324
72
72
$1,393,119
$19,240
72
73
$1,459,458
$20,202
72
74
$1,525,797
$21,212
72
75
$1,592,136
$22,273
71
76
$1,658,475
$23,387
71
77
$1,724,814
$24,556
70
78
$1,791,153
$25,784
69
79
$1,857,492
$27,073
69
80
$1,923,831
$28,427
68
81
$1,990,170
$29,848
67

1. Interest credited at the end of the year. Hypothetical premium based on $ $7,250/Day, 100% Home Health, Three Year, 5% Compound Inflation Rider and 90 Day Elimination Period with Spousal & Preferred Discounts. Policies vary, consult your agent about specific plan design and premiums for your individual situation.

2. These numbers are after the satisfaction of the 90 Day Elimination Period.